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In Shariah "Riba" is a term that is used when two parties exchange item of same kind, and in return one party received extra (or in excess) of what he gave. A simple example is when gives 100 units of Gold and received 120 units of Gold in return. The extra or excess 20 units are considered "Riba".

The most common application of Riba is on monetary transaction relating to "loans" and "credits". A simple example of loan is when Lender gives $1000 to a Debtor with an agreement that Debtor will return $1200 on specified date. Hence, the Lender will receive extra $200 (either as his service fee, rent, income, or reward for lending money for stated time period). This extra $200 is absolute form of Riba in Islamic Shariah.

Similarly, other financial transactions involving Riba, such as advancing money on interest, keeping deposits in a bank for the sake of earning interest, or getting concessions in rates of goods or commodities against advance payments of price, mortgaging and utilizing an income-yielding property against a certain sum, to be returned in full when the property is redeemed and investing money in a trade against a predetermined and fixed rate of profit-are all forbidden transactions because they involve Riba in some form or the other. And the person doing any of these transactions invariably pay X amount of money, but in return gets X+more back (without profit and loss sharing).

INTREST IN QURAN:

Those who devour usury will not stand except as stands one whom the Evil One by his touch hath driven to madness. That is because they say: "Trade is like usury," but Allah hath permitted trade and forbidden usury. Those who after receiving direction from their Lord, desist, shall be pardoned for the past; their case is for Allah (to judge); but those who repeat (the offence) are Companions of the Fire; they will abide therein (forever). (Al-Baqarah:275)

Allah will deprive usury of all blessing, but will give increase for deeds of charity; for He loveth not creatures ungrateful and wicked. (Al-Baqarah:276)

O ye who believe! Fear Allah, and give up what remains of your demand for usury, if ye are indeed believers. (Al-Baqarah:278)

O you who have believed, do not consume usury, doubled and multiplied, but fear Allah that you may be successful. (Al-Imran:130)

That which ye lay out for increase through the property of (other) people, will have no increase with Allah: but that which ye lay out for charity, seeking the Countenance of Allah, (will increase): it is these who will get a recompense multiplied. (Ar-Rum:39)

Punishment for Riba (Intrest) eaters
Allah will deprive usury of all blessing, but will give increase for deeds of charity; for He loveth not creatures ungrateful and wicked. (Al-Baqarah:276)

If ye do it not, take notice of war from Allah and His Messenger: but if ye turn back, ye shall have your capital sums; deal not unjustly, and ye shall not be dealt with unjustly. (Al-Baqarah:279)

Bukhari :: Book 3 :: Volume 34 :: Hadith 298
Narrated Samura bin Jundab: The Prophet said, "This night I dreamt that two men came and took me to a Holy land whence we proceeded on till we reached a river of blood, where a man was standing, and on its bank was standing another man with stones in his hands. The man in the middle of the river tried to come out, but the other threw a stone in his mouth and forced him to go back to his original place. So, whenever he tried to come out, the other man would throw a stone in his mouth and force him to go back to his former place. I asked, 'Who is this?' I was told, 'The person in the river was a Riba-eater."

Click Here to download entire document on Riba in Islam

The road to Paradise is paved with self-restraint and, the road to Hell with satisfaction of one’s drives and desires. “ The Prophet, sallallahu alayhe wa sallam, was once asked about the deeds which would surely lead one to Paradise. He replied, “Fear of Allah and upright behavior.’ On being asked about the deeds which would lead one to Hell, he said, “Their sayings and their sexual behavior.’” (Tirmithi). The Prophet, salallahu alayhe wa sallam, also said, “ I can guarantee Paradise to whoever can guard his mouth and what is between his legs.” (Bukhari) Allah has prohibited people from committing all sin, whether their behavior becomes exposed to others or not.
The way to happiness involves endurance of much patience, hardship, self-restraint and avoidance of sin and vice. On the other hand, it is easy to collapse before temptation and submit to one’s drives, but in the end, it ultimately leads to self –destruction. Indeed, there is no meaning to life without religion and one cannot gain satisfaction without committing to strong principles.
Homosexuality:
It is truly a sin disbelieved by healthy minds and violently rejected by natural instinct. Even animals and other creatures are repulsed by this action. The heavens, the Earth and the mountains tremble from the impact of this sin. The angels shudder as they anticipate the punishment of Allah to descend upon the people who commit this indescribable sin what is termed as 'Homosexuality'. Hisham Ibn said, “ Had Allah not informed us of the sinful deeds of the people of Lut, one would never have believed that males would commit such actions together.”

Sexual activity between men was not known on Earth since creation until the time of the people of Lut. They were the people whose men began this practice amongst themselves, instead of with women. They would boast of their disgusting action in their gatherings and assemblies. In the Holy Qur'an Lut (PUH) tells his people of their practice, “As never any being in the world has committed before you” (7:80). Amr Ibn Dinar said, “Males never performed sexual activities together before the people of Lut.” Prophet Lut was sent to this nation to warn them of their actions and show them the path of Allah. “Indeed! You commit such abomination as none has ever committed before you. You approach the males, and you obstruct passers by, and you commit evil in your assemblies.” (29.28.29). The people of this town turned deaf ears to the advice of Lut and persisted in their shameless indecency and persisted boasting.
As a result, Allah subjected them to all sorts of punishment, like no other nation had ever been punished. The people of Lut were first deprived of their eyesight then Jibreel, peace by upon him, was ordered to tear their homes off the ground and raise them to the sky. Their screams and the barking of their dogs could be heard allover the sky. They were then overturned with their homes and hard stones of fire were rained upon them. Not one of them escaped, whether he was in the town, or wandering around, or away on a trip. All were struck with these stones until they were killed, and were on their way towards the torture of the fires of Hell.

Physical Harm:
Another serious consequence to homosexual activity is the birth of serious diseases that plague the Earth. The part of anal skin has no function like the skin of vagina .. the skin of vagina will be washed away/ damage during intercourse process and it will immediately grow new skin .. in anal the new skin of anal when washed away during intercourse process will not grow new skin for ever and this will exposed this anal part to germs that passed by through it and its how later on he or she will suffer HIV.

What should be a Muslim opinion on this??
Anyone who believes homosexuality is permissible, even if he does not practice it himself, is, in Muslim opinion, a non-believer. He does not believe in the teachings of Allah, his Prophet, sallallahu alayhe wa sallam, and the Muslims. He has not believed any of the verses and ahadeeth which prohibit homosexuality and describe it as one of the greatest sins of all. Anyone who rejects even one verse of the Qur’an is agreed to be a non-believer. In this case, the verses and ahadeeth prohibiting the practice of homosexuality are plenty.

Allah Almighty says in the Quran:

“The fornicatress and the fornicator, flog each of them with a hundred stripes. Let not pity withhold you in their case, in a punishment prescribed by Allaah, if you believe in Allaah and the Last Day. And let a party of the believers witness their punishment” [al-Noor 24:2]

“And those who accuse chaste women and then do not produce four witnesses – lash them with eighty lashes and do not accept from them testimony ever after. And those are the defiantly disobedient, ” [An-Noor 24:4]

1.Hudd punishment – The fixed punishment – is prescribed by Allah for those acts which Allah has made haram and this punishment is by hitting or by killing.
2.The fixed punishment for fornication (consensual sexual intercourse between two persons not married to each other ) is flogging a 100 strikes. As for adultery ( voluntary sexual intercourse between a married man and someone other than his wife or between a married woman and someone other than her husband) – the married person would be stoned to death as commanded by Prophet Muhammad (s)
3.The punishment is applicable when the man has coitus with the woman. Any relationship not inclusive of coitus does not mandate the prescribed fixed punishment.
4.The punishment is applicable when the act of coitus is witnessed by four male adults who are muslim, sensible, just and free and who testify in the court. Seeing two people together or nude or in some inappropriate position does not mandate the hudd punishment unless the act of coitus is eye witnessed.
5.The punishment is also applicable if the fornicator or the fornicatress confesses to his or her crime four times.
6.100 flogs can be inflicted in one day or over a period of days depending on the health of the one being punished.
7.No judge can increase or decrease the punishment
8.Punishment has to be delivered publicly in front of a small group of Muslims – minimum three and maximum 1000 Muslims should witness this event.
9.Flogging should be inflicted with a leather whip which is neither totally new nor very old. Flogging with a stick is not allowed
10.Flogging should be on the fleshy part of the body only affecting the skin and avoiding the head and the sensitive areas. Flogging has to spread over – and should not be done in one place so as to make the flesh come out. A man is flogged in a standing position while a woman should be flogged in a sitting position.
Accepting this punishment is conditional to Emaan – If you feel pity for the fornicator or fornicatress - that may lead to not approving the flogging punishment then you don’t believe in Allah and the Akhira ( You leave the fold of Islam)

Ibn Mas’ood said: It is not prescribed in our religion to make the offender lie down or to tie him up or remove his clothing. The companions of the Messenger of Allaah (peace and blessings of Allaah be upon him) flogged offenders but there is no report that any of them made the offender lie down or tied him up or removed his clothing.
For People in Non-Muslim Countries:
No one should carry out the hadd punishments without the permission of the ruler. If there is no ruler who rules according to sharee’ah then it is not permissible for the ordinary people to carry out the hadd punishments. Whoever does that is sinning, because carrying out the hadd punishments requires examining the matter and requires shar’i knowledge in order to know the conditions of proof.

In many cases During Dawah, people face humilation irrespective of whom one is dealing with. They might be his friends, family or colleagues. The end is that they accept Islam 'Alhamduillah' if its the case; if not then they humilate, discriminate the dahee. One must not take it as personal humiliation or discrimination because your friends or colleagues were good with you untill you call them to worship 'ONE GOD'.

Every job as hazards, If one is a pilot or captain of a ship he has hazards to his life, likewise when you have taken dawah has professions or you just like calling people towards Islam , you might face work hazards of this field and that is 'Humilation' and 'Discrimination'. Let see what one must do in this case whether he should stop calling people to Islam or he must tolarated humilations??? There are some fabricated hadith narrated and attributed to Prophet Muhammed (sal) and this so called hadith is widely used by people who hear and say; by the way the hadith is that "Once it was raining heavy during Prophet(sal) stay in Mekka , and there was no one in the streets of mekka, Abu jahl heard some one knocking at his door , to his suprise he found Prophet(sal) and its door asking him to say the testimony, however Abu jahl humilated him and shut door at Prophet(sal)'s face.This hadith is fabricated one like some other we have.

Prophet(sal) is a sensible man, he never allowed people to humilated him and Sahabas also never allowed anyone to humilate them till they were weak. Umar bin kattab used to say "He never trick anyone nor he allows someone to trick him". Sahabas left people with three options before they conquer their lands
1.To accept Islam
2. To pay jiziya
3. War
From this we see that they kept their honour, afterall they were on the straight path.

There is a Prominent statement that people often quote " Islam was not spread through the edge of the sword". If Sahabas were to hear this they might not be happy about this, because they sincerely felt that this earth belongs to Allah and his shariya alone has to get power over his lands. If Sahabas haven't conquered the lands and went into the mosques people would haven't accepted Islam. Who knews the writer would have be worshipping some fire and stones. So its not that when you talk about Islam you tolarate humilations, talk to the people , if they humilated you leave them, let them answer for their deeds.

When i was sitting in the mosque of a prominent college located in the city, i saw muslim girls mingling with muslim and non- muslim boys to a extend of pinching each other over a comment passed around, and playing by taking eachother's notebooks and bike keys(might be making the other to stay for some more time).

Reader might think this as trivial one. Let me tell you the seriousness of this which appears as trivial or silly one for many among us.

Prophet Muhammed(sal) listed a series of three people whom Allahswt) won't look nor he will give salvation on the day of judegement. One among those three are, the once who doesn't feel jealously when his household (Sister, wife, mother, daughter etc) speaks unnecessarily or enjoys herself with a strange man (like the incident mentioned in the college campus). If still one doesn't feel it as a serious issue then please visit the below link as what can be the other consequences of free mixing.

www.islam-qa.com

Often parents are assuming that my Son/Daughter won't take the wrong path, i am asking to them what you have done to assume like that

--> Have you ever given him/her a chance to learn Islam.
--> Have you ever provided them Islamic environment in School or College.


People think free mixing as trivial and social; Many marriages end up in divorce because of parents carelessness.
Just think as parents; wil you be quite when your son or daughter is thrown into a ball of fire, and if your answer is "No, I won't be quite" then start looking out for options. You can get the same standard of education from other schools and colleges who care for your son/daughter's life in this world and in the hereafter.

Note: This is one of the reason why i have created the other blog, by visiting that you can get the details of Colleges and Schools with Islamic environment. visit:http://i-classrooms.blogspot.com.

I posted this blog as i sincerely feel that we are in a great need of a leader. When we all agree that our ummah needs a leader then it is obvious to realize the qualities of a leader. I choose a man Umar(R.A) who has all the qualities of a great leader. Anyone who has a little knowledge or happens to be in an environment where somethings is spoken about Islam; then for sure he/she could join with me to conclude that Umar ibn kattab is a prominent figure in Islam and there was no personality like him during his period or after his period till now.

Why don't we strive to bring a generation which would provide atleast one personality like him?

Let see Umar(R.A) with different qualities:

1.Umar the right Analyser :
When two men from the vicinity of medina came to Abu bakar during his khilafa to get a waste land for pasturing cattles and Abu bakar gave them as Prophet (sal) never said "no" to them. These two men went to Umar for witness signature; Umar spit on the agreement and tore it and said Prophet (sal) gave you anything you ask because Islam was week then now it is strong, so go earn and buy it.

2.Umar the man for the people :
When Madina was in famine; butter and meat were not accessable by laymen. Umar stop eating it untill it was accessable by laymen at regular price. A shahabi says if Allah had not removed the famine Umar would have died that year due to his worries for the ummah. (Where we get leaders like this in today's world ).
In other incident, When one of his governor sent him a camel full of a special dish for khalifa to taste. Umar tasted it and asked him whether all the people of his ummah had this, when he gets the answer in negative. He wrote a letter to the governor saying "you were given the post to server the people and be mindfull of the money as it doesn't belongs to your father".

3.Umar the aggresive:
Umar was aggresive before and after accepting Islam . People used to fear him before he embraced Islam after he embraced Islam. shaytan too joined the list of beings who fears him.

4.Umar The just ruler :
When a King came to meet Umar after accpeting Islam, and Umar arranged for his trip to umra. A bedouin happened to stamp at the king's izar(trouser) he punched him and broke his nose in Mekka campus. When that matter went to Umar , Umar asked that bedouin to punch The king back and broke his nose, upon that The king reminded Umar as to whom he is dealing with and threaten him of returning back to his forefathers religion, upon which Umar replied that he wil behead him if he return back to his religion. The king without any option escaped in the darkness of madina. Umar 's justice was equal to everyone without a double standard.

This ummah is surronded by wolfs at all sides and its without a shepherd. We need shepred like Umar to safeguard the ummah from the wolves who are trying to jump on us. Every women of this ummah must have the intention of raising atleast one Umar from her womb.

Note: All this incidents were collected from authentic sources, comments are welcomed.

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I’ve heard some of which I thought it was a rumor about Mars sunrise from the west. So, I used Google to help me find any helpful information as regards to that matter. It was found to be real where the science of astronomy states that the speed of planet Mars has been decreasing in its course toward the Eastern direction during May 2003 to the level the “waver” can be noticed between the East and the West. However, in the end of July 2003 the planet movement stopped going towards the Eastern direction.

In the months of August and September the red planet Mars changed its course in the opposite direction to the West and that until the end of September. Which means that the sun has already arose from west on that planet. These weird phenomena of the opposite movement called “Retrograde Motion,” most Scientists state that all the planets will go through the same, once at least, and our planet Earth is one of them. Planet Earth will move in the opposite direction some day and the Sun will rise from the West.
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If observed from one night to the next, however, a planet appears to move from West to East against the background stars most of the time. Occasionally, however, the planet's motion will appear to reverse direction, and the planet will, for a short time, move from East to West against the background constellations. This reversal is known as Retrograde motion.

for better understanding click http://www.astro.illinois.edu/projects/data/Retrograde

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This absolutely was mentioned by the prophet Mohammad peace be upon him concerning the judgment day which it seems that it is getting real close while we’re not being aware or even prepared for. The Hadith as follow Sahih Al-Bukhari HadithHadith 6.160 Narrated by Abu Huraira Allah’s Apostle said, “The hour will not be established till the sun risesfrom the West; and when it rises (from the West) and the people see it, they all will believe. And that is (the time) when no good will it do to a soul to believe then.” Then he recited the whole Verse (6.158). ” 6:158- Are they waiting to see if the angels come to them, or thy Lord (Himself), or certain of the Signs of thy Lord! The day that certain of the Signs of thy Lord do come, no good will it do to a soul to believe in them then, if it believed not before nor earned righteousness through its Faith. Say: “Wait ye: we too are waiting.”

I just felt that I need to post about this serious matter which has been sets by our media to the point that I never heard of. Meanwhile, lots of signs have appeared lately which somehow indicate that life is getting closer to end but never and ever would know when it is going to end. Be prepared for that day.
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Very often - and perhaps in our times when we have forgotten much of the Sunnah - the lectures, khutbahs, and talks are all directed to the Muslim men. We forget that from the Hady – guidance and way – of Rasul Allah - sal Allahu alayhi wa sallam - was that he would allocate a specific day of the week to teach the women. Women would come up to him in Hajj, in the street, even in his home and ask him questions about the Deen. At the Eid Salah, after addressing the men, he would take Bilal and go to the women section and address the women. Allah revealed an entire Surah by the name of Surah An-Nisa – the Women. And another by the name of – Maryam. And a third by the name of al Mujaadalah – the women who pleads. It is in enlivening this Sunnah that this dialogue shall be addressed to the believing women, al-Mu'minaat.

The consequence of keeping women away from the lectures, khutbahs, and talks of sunnah , we are facing some terrible and heart-breaking incidents. One among those is our women doing marriage outside Islam. There is a very active group sponsered by RSS to brainwash our women and make them to leave their parents, home and very important the religion which wasn't there with those sisters who got trapped in the web laid by those groups.

Dear Sisters: Beware of RSS tactics - Reward to Hindus Boys for Marrying Muslim girls

You probably have received emails with the above subject. There are anecdotal evidences that point to an organized effort to woo Muslim girls and hurt them.

“It is learnt that Khurshida (18), Uday Kumar (22) and Rashida (17) and Mani (22) have been in love for the last one year…”

http://timesofindia.indiatimes.com/Cities/Hyderabad/3-students-die-in-suicide-pact/articleshow/4197737.cms


“Rajesh Bidkar, a member of an Indore radical group (Indore is the largest city in Madhya Pradesh state in central India) on Tuesday issued a SMS 'farmaan' (edict) with a reward of Rs 5,000 ($120) for any Hindu boy who married a Muslim girl.”

http://www.textually.org/textually/archives/2007/04/015636.htm

Even if you don’t believe these, having a Hindu/Christian boyfriend (Or, Girl friends for boys) is a serious issue. What seems like a puppy-love will, almost always, lead to doggy-acts and then grief.

Real Happiness:
Dear Sister, Dear Mother, Dear Daughter. Everyone is looking for happiness and fun, and I am sure you are not excluded. Where is that happiness and fun though? And where and when do you want that happiness? Do you want happiness, do you want to have `fun' in this life at the expense of the hereafter? Or is it in the hereafter, when you meet Allah that you want to be happy?

Every where you go you shall find a swarm of people and media and culture swearing to you that happiness is the happiness of the Dunya. Is it really happiness though? On the day of Repayment, Allah shall take the most `happiest' kafir of the Dunya and dip him in Jahannam – Hellfire. Then he shall ask him, "Have you ever seen any happiness?" The Kafir will say, "Never!"

Nay, the happiness is only the happiness of the hereafter no matter what happens in this Dunya.. Allah shall bring on the Day of Repayment the most tested human and dip him in Jannah – Paradise . He shall then ask him, "Have you ever seen sadness?" And that person shall say, "Never!

And don't think that this happiness and fun is exclusive to the hereafter. It is very much tied to this life as well. Listen and understand the words of Allah:

Whoever works righteousness, whether male or female, while he (or she) is a true believer verily to him We will give a good life (in this world with respect, contentment and lawful provision), and We shall pay them certainly a reward in proportion to the best of what they used to do (i.e. Paradise in the Hereafter). – Surah AnNahl (16/97)

Action item by you oh Dear Sister!!
1.Islam is filled with many Mu'minahs that completed their Taqwa of Allah. When the other girls put up posters of kafir singers and kafir athletes and kafir actresses, you should put up posters in your heart of Fatimah and many other Mu'minahs. when you put up this poster the boys of these group(RSS) would fear to come close to you or even fear to try their tactics on you.

2.Start wearing your hijab today.
Dear sister, after all this, ask a non-Muslim what it is that he wants from you? Does he want you to be liberated?

Liberated from what?

From Allah and his Messenger?

From the Quran and the Sunnah?

From Jannah?

From this deen that Allah chose for you?

And what is he going to give you in return? Happinness? By Allah, he does not own any happiness to give. Is he going to give you love and protection from punishment in the grave and from the gate keepers of hellfire and from death? Why is it that they want to liberate young beautiful women? Why don't they liberate the seniors? Why don't they liberate the indigenous? Why don't they liberate the inmates? Why is their target audience a young and skinny and tall women (their definition of beauty) between the age of 13 – 28? And why is their first call for you to take off your Hijab?

so understand these people are jealous of you. yes, they are jealous of your character, they are jealous of your religion that's why they are planning to ruin your lifes.

Action item by every parents , by every brother.

1. Provide them the environment of learning Islam, take them to the conferences where Quran and sunnah is taught.

2. Buy them religious books , give them compliment when you fail to give them compliment they expect from someone from outside.

3.If you can't do the above two items then here is the fantastic one; Start assuming that these incidents won’t happen in our extended families, and say proudly “I know the girls & boys of my family”.

Last words
[O ye who believe! give your response to Allah and His Messenger, when He calls you to that which shall give you life; and know that Allah cometh between a man and his heart, and that it is He to Whom ye shall (all) be gathered.]
- Surah Anfal 8/24

Allah and His Messenger are calling you to life. Dear sister, reply!